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Making Home Buying Easy

Available in 49 States, We Help You Buy Almost Anywhere

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Personalized - Compassionate - Friendly

Versatile Mortgage Home Loan Options

Purchasing a Home

Finding a home loan that works for you can be stressful. Christy helps make it easier by finding the right loan to best fit your financial situation.
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Refinancing a Home

Ready to refinance your home? Christy will meet with you to discuss and find the best refinance loan option for your situation.
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Cash Out Loans

Get a mortgage loan reworked to take cash out for home improvement upgrades to the house or for investing in another property. Reach out to explore options today.
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Check Out the Home Loan Options

A new home purchase isn’t the only reason you may need a mortgage. If you need to free up some money to tackle a big home improvement project, if you want to refinance for a lower interest rate, or if you plan to diversify your portfolio with an investment property, Christy is here to help.

We offer a variety of mortgage loan options, including, but not limited to:

  • Conventional – a standard mortgage with a higher down payment and lower rates
  • FHA – a government-backed mortgage that requires a lower down payment
  • Jumbo – an extra-large mortgage, up to $3 million
  • USDA – a mortgage for rural property, which is backed by the Department of Agriculture
  • VA – a specific loan available for members of the armed forces and their spouses


Contact us to learn more about these mortgage options. Call 972-793-2105 or use the button at the top of the page to get a free quote. 

Let Christy Christian Home Loans Guide You

How do you know if you’re choosing the right mortgage advisor? Look at their track record! Securing a mortgage is one of the biggest commitments you’ll make in your lifetime.

As an experienced Loan Officer, Christy is here from the beginning to the very end of your loan process. You need to feel confident that you’re working with professionals. She takes pride in providing high-quality service, earning your trust and becoming your mortgage advisor for life. 

Christy has always loved helping families realize their goals of homeownership, and she’s ready to help you too.

Home Loan Options ⟶

Testimonials

What our Clients say

Addressed issues even on weekends.
Wallace F.
I had the pleasure of working with Christy and I couldn't be happier with the experience. Christy was incredibly helpful throughout the entire process. She patiently answered all my questions, provided clear explanations, and guided me every step of the way. Her professionalism and dedication made what could have been a stressful experience into a smooth and enjoyable one. I highly recommend Christy to anyone in need of home loan services!
Daisy M.
Christy is the main reason we continued the application process and stopped exploring other banks.
Aravind T.
Christy Christian and her entire team have been amazing through the entire process of us buying our home in Texas. They were very responsive and knowledgeable of the whole process. They helped us get our dream home and we are forever thankful. They truly are Good Humans 😁
Justin H.
Christy Christian is all I need to say! She made it GREAT!
Linda R.
Christy is simply the best in everything she does! Your best asset to buy the property you really want.
Alfonso C.
Things were done in a very timely manner. Christy kept me up to date on what was going on with my transaction and she was very personable and enjoyable to deal with throughout.
Steven H.
Everything flowed well. Great communication on was needed and everything was completed in a timely manner.
Reginald C.
Christy was always on top of daily contacts and processes with our loan. She kept us apprised of all of the steps needed to conclude our loan. She was a pleasure to work with.
Stephen M.
Christy kept me informed through the whole process and was very friendly and professional. It was a long grueling process and she got me through it when at times I was about to give up.
Deborah C.
Christy made it easy to do everything on line quickly. They were thorough and professional paying off my existing mortgage with a new rate 1.35% lower saving me a lot of money. Closing took about 75 days.
Steven A.
Made this happen fairly quickly given the COVID situation. No application fee. Willing to match other rates. Responsive.
Kristina H.
Christy Christian was great. She really made my first mortgage loan really easy. Christy was always available when I had any questions. She explained everything very thoroughly and precise. Couldn’t have had an easier experience. I highly recommend Christy Christian!
Enrique C.
Everything went very smooth, and we were always well informed.
David B.
Ms Christian, by far set the bar for what customer service, professionalism, trustworthiness should be. If I had a question and Ms Christian was unavailable she would get back to me within minutes no matter the day or time, always checking to make sure I understood everything/the process. Just an all around great experience. I would recommend her to my family and friends and that's saying a lot.
Kester W.
Such a sweet sounding lady on the phone. Just wish my wife and I could have met her in person. She helped us over many hurdles in the online process of refinancing of our home With a lower interest rate. Christie was very helpful in all aspects and worked for our best interests.
Wendell R.
Christy was very informative. She is very pleasant to speak to and is available at all times to answer any questions. She was a big help through our process or refinancing.
Christina G.
Christy responded instantly to our online inquiry with a friendly voice and an eagerness to help us. She requested information and documents to get us started on our refinance journey and within a few days we were on our way. We recently did our closing and everything went off without a hitch! She is very knowledgeable, professional and has an amazing personality which all combined for an amazing experience with Cardinal. Highly recommend Christy Christian!
Larry P.
Great response time to questions and concerns. She walked us through the process of purchasing a home step by step. Appreciate of her customer service/care. Thanks! Christy!
Patty C.
Attentive, friendly, knowledgeable!
Scott W.
I had a great experience.
Eric T.
Christy Christian professionalism if one of the very best I have ever experienced. I am very grateful to her for such a great experience overcoming any complexity and challenge to get the transaction to the final closing.
Alfonso C.
She was very patient, and always available to answer any questions we have had. She was sweet and knowledgeable.
Shera T.
"She was AWESOME. Christy always responded in a timely manner to make this loan happen. Thank you very much. I would use you again and I have referred you to my friends."
Lucas J.
"Christy and her team made everything so easy and kept in touch with me through the whole process. I appreciate all of her help. I’m glad I went with her and no one else."
Christina A.
"Christy is an outstanding professional with a helping heart. She goes above and beyond for her customers and she is a great example of what a mortgage professional should be! Five stars all the way!"
Pilar P.
"We bought/closed our first house!!! Huge thank you to Noel Christian, his wife Christy Christian, and Alisha Baty with The Mortgage Lady for being great lenders and to Kelly Snodgrass and Tony Snodgrass with Snodgrass Realty for being our perfect realtors. Everyone went above and beyond in helping us finally get a home of our own. We truly cannot thank y'all enough and we highly recommend if you're looking to buy or sell a house to use these. They made it easy and stress free. So excited to start this next chapter if our life!!!"
Mark & Rebecca R.
"Christy and Noel are superior in the services they offer to clients. She is professional and knowledgeable and takes their time with each and every client to get them approved for the home of their dreams."
Jasmyne H.
"Christy cares about her clients, and about their best interest. The home buying process is much easier with Christy in your corner."
David T.
"Christy and Noel are awesome! They have gotten my clients approved when others haven’t been able to!"
P. Payne
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